Change and Fate...!!!!

Things are changing, times are changing but I feel that I havent been able to keep up with this change.... I mean just a year back I had so much to do... so many frnds to hang out with but now its totally different.... Is this what growing up is all about... getting serious about your priorities.... I always envisioned myself to be a little different from the lot... I always believed that I had certain high standards that many have a hard time keeping up with... but now when I look back at all the things that have taken place I feel that I have truly missed out on life... So many chances, so many opportunities that I have either overlooked or have wasted....
But hey this is what life is all about... I am a firm believer in fate... and the whole saying that everything happens for a reason... the way I see it is that the universe has a plan for everyone... and no matter how many detours or shortcuts one takes, they are gonna end up in the same place they were destined to be...  If its written that you are gonna be a billionaire then thats what you'll be and vice versa... Has this ever happened that you just stumble on to some thing like a job or a course or even a relationship and you feel that this is where I belong... that not because you have intricately planned this... its just fate telling you that you're my bitch... and as our education system has taught us, never question the one incharge....